Recovery Agent Harassment Support
Recovery agents calling your family, office, or neighbors? Not anymore. We step in legally to stop all harassment. From calls to visits — we handle it all so you can live without stress.
Loans & Credit Card Settlement
100% DEBT FREE
- Lowest Settlement Promise
- Recovery Harassment Help
- Record 35000+ Cases Settled
- Customers trust us
- 35,000+
- Settlements done
- 1000+
- Debt settled
- ₹100CR+
- Years of experience
- 20+
Call Forwarding
Settlement 15% - 20%
Legal Experts
Settlement Done with 100+ Banks
Our Services
India's Most Trusted Debt Resolution Experts — 1000+ Settlements Done
Group Membership & WhatsApp Support
Get instant access to our exclusive WhatsApp support group. Chat directly with experts, get real-time advice, and stay updated on your case. Plus, one-on-one call consultation to discuss your situation in detail. Complete support at your fingertips.
Secure Your Data, Secure Your Peace — Expert Privacy Tips
Your data is being misused. Recovery agents are calling your boss, your neighbors, and your family — and that is against the law. We take immediate action: legal notice, police complaint, and full harassment shield. Your reputation stays safe with us.
Legal Notice, Court Summon, Settlement Letter Verification
Legal notices, court summons, and settlement letters can be confusing and scary. We make them simple. Our team of legal experts reviews every document, ensures your rights are protected, and guides you on the best next step. Whether it’s replying to a notice or verifying a settlement offer — we handle it all so you stay safe.
Recovery Agent Calls Guide & Settlement Insights
Recovery agent calls can be intimidating — but only if you don’t know your rights. This guide walks you through exactly what to say, what not to say, and how to stop the harassment legally. Plus, get insider settlement insights: when to negotiate, how much to offer, and how to close your debt at just 15% to 20%. Knowledge is power — arm yourself today.
Summons from Court? Pan-India Legal Representation Available
Bank filed a case against you and you received a summon? Wondering how to attend court when it’s far from your city? We solve that problem. Our legal advocates across India will appear on your behalf, file for time extensions, and handle all court proceedings. You stay home. We handle the court. Simple, effective, and stress-free.
Customer Settlements
Customer Settlements
Real settlement results of our clients. Tap any card to watch the video.
Videos play right here — nothing is downloaded until you tap a card.
Get STARTED
From Debt Stress to Debt-Free Success — Start Now
-
1
Register Under Paid Services
Choose the plan that suits your needs — Consultation at ₹499, Harassment Protection at ₹999, or Complete Settlement at ₹1299. Pay online and share the screenshot on WhatsApp at 7718970312. Within 1-2 hours, a dedicated expert will be assigned to your case and will guide you through every step — from stopping recovery calls to settling your loans. Simple. Fast. Stress-free. Start your debt-free journey now.
-
2
Call Forwarding Case Activated
Congratulations! Your call forwarding case is now active. Recovery agents who used to disturb your peace will now speak only to our team. We handle everything — from answering calls to negotiating settlements. You stay stress-free while we do the work. Welcome to a harassment-free life.
-
3
Finally Debt Free
Imagine a life with no recovery calls, no legal tension, and no debt stress. That's what we deliver. We settle your loans and credit cards at just 15% to 20%. While you arrange the funds, our team takes over — handling calls, stopping harassment, blocking home visits, and replying to legal notices. We fight every battle so you don't have to. Once funds are ready, we settle every account and make you 100% debt-free. Finally.
Registered & Compliant
A Registered Business You Can Trust
-
MSME Registered
Registered under Udyam (Ministry of MSME, Government of India).
-
Gumasta Licence
Licensed under the Maharashtra Shops & Establishments Act (Gumasta).
-
RBI Guidelines Awareness
We educate borrowers on their rights under RBI guidelines on fair recovery practices.
Baap of Recovery is an independent consultancy. We are not a bank or lender, and we are not affiliated with or endorsed by the Reserve Bank of India.
PAID MEMBERSHIPS
Affordable Prices, No Hidden Charges
BASIC
CONSULTATION PLAN
₹499/ Monthly
Features:
- Unlimited Chat Support
- WhatsApp Group Membership
- Recovery Agent Harassment
- Legal Expert Advice
- Discussion With Our Experts
- Understand Your Rights
- Data Protection Tips
- Settlement Insights
- Social Media Support
- RBI Complaint Process
- Email Escalation Support
- Settlement Letter Verification
- Legal Notice Verification
- Notice Reply Help
- Call Forwarding
- Strategy for Recovery Calls
- Settlement Offer Support
- Priority Support 24x7
- Home Visits Support
- Anytime Emergency Call
SILVER
HARASSMENT PLAN
₹999/ Monthly
Features:
- Unlimited Chat Support
- WhatsApp Group Membership
- Recovery Agent Harassment
- Legal Expert Advice
- Discussion With Our Experts
- Understand Your Rights
- Data Protection Tips
- Settlement Insights
- Social Media Support
- RBI Complaint Process Help
- Email Complaint Draft
- Settlement Letter Verification
- Legal Notice Verification
- Notice Reply Help
- Anytime Emergency Help
- Call Forwarding
- Settlement Negotiation
- 100% Debt Free
- Settlement Offer 15%-20%
- Home Visits Support
Gold
SETTLEMENT PLAN
₹1299/ Monthly
Features:
- Unlimited Chat & Call Support
- WhatsApp Group Membership
- Recovery Agent Harassment
- Legal Expert Advice
- Discussion With Our Experts
- Understand Your Rights
- Data Protection Tips
- Settlement Insights
- Social Media Support
- RBI Complaint Process Help
- Email Complaint Draft
- Settlement Letter Verification
- Legal Notice Verification
- Notice Reply Help
- Anytime Emergency Help
- Call Forwarding (Best)
- 100% Debt Free (Guarantee)
- Settlement Offer 15%-20%
- Home Visits Stopped
- Trusted Full Support
Fees are non-refundable once service starts. Please read our Terms & Refund Policy before paying.
PRE-LITIGATION SUPPORT
Legal Notice Reply
Notice Reply 4-5 Days
₹ 999/ Per Notice
Features:
- Arbitration Notice Reply
- Dunning Notice Reply
- Conciliation Notice Reply
- Section 25 Notice Reply
- Section 138 Notice
- Legal Notice Reply
- Lok Adalat Notice Reply
- Grace Period Notice Reply
- Demand Notice Reply
- Loan Recall Notice Reply
- Garnishee Notice Reply
- Prior Notice Reply
- Pan India DRT Notice Reply
Notice Reply 1 Hour
₹ 1499/ Per Notice
Features:
- Arbitration Notice Reply
- Dunning Notice Reply
- Conciliation Notice Reply
- Section 25 Notice Reply
- Section 138 Notice
- Legal Notice Reply
- Lok Adalat Notice Reply
- Grace Period Notice Reply
- Demand Notice Reply
- Loan Recall Notice Reply
- Garnishee Notice Reply
- Prior Notice Reply
- Pan India DRT Notice Reply
Trusted Results
Harassment Free
Best Ever Settlement
Legal Support
customer reviews
Happy Customers
37 reviews from Google, YouTube, Facebook & WhatsApp
"Bhai, maine YouTube pe bahut videos dekhe, bahut advocates se baat ki, kisi ko nahi pata tha recovery agent se kaise baat karni hoti. Aapne call forwarding karke meri jaan bacha di. Ab mujhe koi call nahi karta. Best service. Paid service worth it hai. Thank you Baap of Recovery!"
Rajesh SharmaMumbai
Google
"Mala court summon ala hota. Me ghabarun gele hoto. Baap of Recovery ne case handle kela. Advocates ne court la hajeri karun extension dili. Mala kahi karayla nahi padla. Khup chhan support. Thank you."
Anjali DeshmukhPune
YouTube
Bank ne case file kar diya tha. Court summon aaya. Maine aapse contact kiya. Aapke advocate ne court mein hajeri lagayi aur settlement kar di. Mera kuch nahi gaya. Aap log toh bhagwan ho. Thank you Sohan sir.
Vikram SinghLucknow
X (Twitter)
I had 4 credit cards. I received calls every day. You settled all cards at 23%. Call forwarding stopped all calls. Now I am debt free. Your paid service changed my life. Thank you
Sunita GuptaDelhi
Online
Maine recovery agents se baat karne ki koshish ki, lekin woh maan ne ko taiyar nahi the. Baap of Recovery ne call forwarding karke khud agents se baat ki aur settlement kar di. 24% mein loan close ho gaya. Thanks Sohan sir.
Arvind IyerBengaluru
YouTube
Sohan bhai is a genuine person with an aim of helping people with recovery goons.
Zaid KhanMumbai
Online
Outstanding. Tremendous. Life-changing. Such an amazing and powerful job done by Soham Sir and the entire team! They are truly excellent, genuine, and the absolute best at what they do. This team is a real blessing for people stuck in a debt trap.
Nivrutti IngavaleMaharashtra
Onlline
Sohan Bhaiya, Is Great Personality And Also Have Good Humour and Supporting Guy I’m Very Greatfull God Just Send Him For Me guidance .. Few Words Can’t describe What He has done for me … Lots of Love And Blessings For You Brother..
Siddharth SoniIndia
Online
Agar aap v loan ke jaal me fas chuke hai to Baap of recovery team 100% aapko is daldal se nikaal degi. Mai v bahut depression me tha lekin sahi time pe mujhe is team ki jaankari mili, aur inlogo me mujhe is loan ke jaal se nikala hai
shekhar smithJharkhand
Google
Sohan bhai & alllen bhai both are genuine they help me alot , I was in depression due to debt trap then I found BOR ...allen bhai always help me when I was in trouble....i suggest if anyone in debt trap Sohan bhai & allen bhai is the solution
prashant parateMaharashtra
Online
We like because
1. Team behavior
2. Understand all situations
3. Always ready to help
4. Provide best way and answers all my question and notice
5. Youtube video help me in all fake and 3rd party call .
Er Mohit KushvahaIndia
Google
Super ho bhai aap
Bhagwan aapki lambi umra Kare
Dharmender LatharHaryana
Online
Good 👍 Nice sapot bhai ka bahut achha sapot
kamlesh vishwakarmaIndia
Online
"Enaku recovery agents daily 20 calls pannuvanga. Allen sir romba nalla help pannanga. Call forwarding pottu avangalaye pesi settle pannitanga. Lowest settlement kuduthanga. Nandri Baap of Recovery."
Priya NairChennai
YouTube
I spoke to many advocates, but no one knew how to talk to recovery agents. You did call forwarding and solved my problem. Now no one calls me. Best service. Paid service is worth it.
Karthik ReddyHyderabad
WhatsApp
Recovery agents put a lot of pressure on me. They called my office and my relatives. Allen sir did call forwarding and handled everything. He negotiated with the bank and settled at 25%. Now I am stress free. Thank you.
Geeta PatilKolhapur
WhatsApp
Mujhe bank ne notice bheja tha. Main tension mein tha. Baap of Recovery ne notice ka reply kar settlement kar diya. Court jaane ki zaroorat nahi padi. Allen sir ne bahut help ki. Dhanyawad.
Prakash KambleNagpur
Facebook
My husband's business had losses. We could not pay loan EMIs. Recovery agents troubled us a lot. You did call forwarding and handled all calls. You negotiated with the bank and got settlement at 20%. Now we are peaceful. Thank you.
Neha AgarwalKolkata
Google
Sohan and Allen sir are best in business and they are saviors of victims of recovery agent harrassment. They provide through assistance in handling recovery agents
Babu ReddyIndia
Google
Bahut acchi service hai
Aapko aapka haq dilate hai
Aapko mentally harassment se bachate hai.Upar wala inki hifazat kare
Mohammed suleman khan
OSEAN TECHIndia
Google
My Message to You:
If you are under financial stress due to loans and feel like there is no way out, please listen to me: Blindly get registered with these guys. They are the only true saviors in this space. They don't just settle debts; they normalize lives. To the team at Baap of Recovery: Thank you for helping me find my smile again. I owe you guys a lifetime of gratitude! ❣️"
Syed AhmedKarnataka
Google
Baap of Recovery is a great help if you are in debt trap unable to pay the emi and your mental health is deteriorating . They fully support you to recover your situation and has effectively pulls you out from the trap . They are 100% recommended in this sector . If you are in trap without hesitation seek there help.
pratyush gangulyKolkata
Online
I am a paid client of baap of recovery team, I have total 9th loan account including Credit cards and PL....so I have joined baap of recovery team and I specially thanks to Sohan bhai Choudhary...they are help me at every stage and now my 5 account is successfully settled in lower amount.......work of baap of recovery team is very good....and thank you so much team.
Henil MewadaIndia
Facebook
Excellent suggestions and always online for help
Shouribrata ChakrabortyKolkata
Facebook
They are very helpful and supportive 💚
RISE AHMED LASKARKolkata
Google
"Mara par recovery agent nu bahu call avtu hatu. Sohan sir e call forwarding kari ne badha calls handle kari didha. Bank sathe negotiate kari ne 22% ma settlement kari didhu. Khub sari service che. Paid service jindabad."
Suresh PatelAhmedabad
Facebook
Mere ghar recovery agent aane lage the. Bahut dar lagta tha. Aapne legal notice bhejkar unka ghar aana band karwaya. Call forwarding bhi ki. Ab main chain se so sakti hoon. Best service. Thank you Baap of Recovery.
Meena JainJaipur
Online
Recovery agents roz call karte the. Koi sahi guidance nahi de raha tha. Baap of Recovery ne call forwarding karke khud agents se baat ki aur settle kar diya. Lowest settlement mila. Thank you.
Ramesh MenonKochi
Social Media
My 2 loans became default. Recovery agents started coming to my home. You did call forwarding and stopped all calls. You negotiated with the bank and settled at 20%. Very good work. Thank you.
Jyoti ShahSurat
Google
Court summon aaya tha. Mujhe kuch samajh nahi aa raha tha. Aapne advocate bheja jo court mein hajeri lagaya aur settlement karaya. Mera naam court se clear ho gaya. Aap log toh mahan ho. Thank you Baap of Recovery.
Dharmendra YadavPatna
Google
I have multiple loans issue so I have taken their 1000/- Rs plan and now iam living stress free life. They help me throughout the process with proper reply and their YouTube videos gaves us lot of hope in clearing debts in sophisticated manner. Thanks Baap of recovery.
faiyaz SyedKarnataka
YouTube
I genuinely believe Sohan Bhai didn’t just help me financially—he gave me a new life. I will forever remain grateful to him and strongly recommend him to anyone who is struggling with loan stress, recovery harassment, or financial crisis. If you feel helpless, trust me—he is the person you need
Abdul FarooqKolkata
YouTube
Baap of recovery subscribed since 2022,doing great job, besides content oriented audience,it is providing mental peace and making the people aware with the know how to deal with recovery malprictioners agencies,all in all,BOR saving the lives people who killed themselves in the debt burdon in some cases
Ankit SharmaIndia
Online
Very legit and affordable service 👍
Vijay KhambeMaharashtra
WhatsApp
Hi i am Irshad from Jaipur a paid member of baap of recovery
Baap of recovery is a solution for who suffering from debt trap and who suffering from recovery agents threats abuse language baap of recovery gives us a good way to deal with them and give way to settle over loan in a gd percentage thanks to baap of recovery team
ISHURajasthan
Online
Monkey video regular dekhta hun aur inki video dekh dekh kar maine apne do loan settle kara liye hain inki video dekhkar mujhe kafi madad Mili main multiple loan defaulter hun 15 20 account hai ab sabhi nbfc company mere control mein call bhi nahin aate sare jawab main bhi video dekhkar aasani se de deta hun dhanyvad dhanyvad bap of recovery ka..
SaleemIndia
YouTube
Thank you very much for your help me
pooja khareraIndia
Online
FAQ
Frequently Asked Questions
Still have a question? Our experts are on WhatsApp.
771897031201Is debt settlement legal? Will it affect my CIBIL score?
Yes, debt settlement is completely legal. It is a recognised process that banks and NBFCs follow under the RBI’s Code of Conduct and Fair Practices Code. A settled account does affect your CIBIL score, because it is reported as “Settled” instead of “Closed”. But that is not the end of the road — even after settlement, there are options to improve your CIBIL score, and our experts will guide you on the right steps to rebuild it.
02How do I get started after paying?
Once you register under any of our paid memberships, our team studies your case in detail — your loans, credit cards, lenders and the problems you are facing. We then consult with you, explain the best way forward, and begin your debt settlement journey step by step.
03What is the difference between the ₹499, ₹999 and ₹1299 plans?
₹499 – Basic (Consultation Plan): Expert consultation to understand your situation, your rights, and the right next steps.
₹999 – Silver (Harassment Plan): Our core membership benefits, including support against recovery agent harassment, legal notice verification and reply help, and complaint support.
₹1299 – Gold (Settlement Plan): Our complete settlement package — we handle your case end to end, including call forwarding and settlement negotiations with your lenders.
04How does call forwarding work?
With call forwarding, recovery calls no longer come to you. They are forwarded to our expert, who speaks to the recovery agents on your behalf, handles any harassment, and negotiates the settlement with your bank. You stay stress-free while we deal with them.
05Can you really stop recovery agents from calling or visiting my home?
Yes. Our proven methods have helped a large number of customers get rid of harassment calls and home visits. Dealing with unethical behaviour from recovery agents is our speciality, and we know exactly how to handle it.
06How long does a settlement usually take?
It varies from case to case, depending on your lenders and your situation. Usually it takes around 6 to 9 months for an account to become eligible for settlement. Throughout this time, our team keeps working on your case and protects you from harassment.
07Do I need to go to court if I receive a summons?
In most cases, no — you don’t need to rush to court. We have a panel of advocates across India, in every state and city, who appear in court on your behalf. You can stay at home while we handle the court proceedings.
08Do you work with all banks and NBFCs, and in all cities?
Yes. We work with all banks and NBFCs and help customers in every city across India.
09Is my personal information safe with you?
Yes. Safety, security and privacy matter the most to us at BOR. Your personal and financial details are kept strictly confidential and are used only to handle your case. You can read more in our Privacy Policy.
10Is there a refund policy?
No. We do not offer refunds. Once you have enrolled in a membership, made the payment, and our service has started, the fee is non-refundable from day one. Please read our Terms & Refund Policy before making a payment.
11Do you give loans or pay off my loans for me?
No. We do not give loans, and we do not pay your loans on your behalf. Our job is to negotiate with your lenders and settle your debt at the lowest possible amount.
20+ Years Experience
35,000+ Customers
AllenFounder · BOR
Meet the Founder
Allen
Founder, baapofrecovery.com
To make every Indian borrower fearless, debt-free, and treated with dignity. We stand between you and the harassment — and we never back down.
- 20+Years of Experience
- 35,000+Customers
- 1000+Settlements Done
- 100CR+Debt Settled
You are just one step away
Ready to Be Debt-Free?
End the stress. Reclaim your peace. Become debt-free today.