Complaint Email Generator

Write a professional complaint to your bank, NBFC or loan app’s nodal officer in one minute — with the RBI complaint cell in CC and a ready-to-post X (Twitter) message.

Step 1 · Your details

Who are you complaining to?

Bank, NBFC or loan app * (add more than one if your card / loan is co-branded or serviced by another company)

Type to search, e.g. “HDFC”, “Bajaj”, “KreditBee”. Not listed? Choose “Other lender” at the end of the list.

Your full name (as registered with the lender) *

Registered email *

Registered mobile number *

Product type *

Last 4 digits of the card / loan account * Only the last 4 digits — never share the full number by email.

Main issue *

What happened? Describe briefly in any language * 0 characters. The email and X post are written for you in professional English from the facts in your description. If you choose “Other issue”, your description is also included in the email as the details of your complaint.

Create for me: *

Complaint / request email — to the nodal officer, RBI complaint cell in CC X (Twitter) post — short public complaint tagging the lender and @RBI

What happens next

Keep the complaint number. The lender must reply with a complaint / ticket number. Save it along with this email.
Wait 30 days. Lenders must resolve complaints within 30 days. Keep screenshots of any further calls or messages.
Not resolved? Complain free of cost to the RBI Ombudsman at cms.rbi.org.in and attach this email as proof that you complained to the lender first.
Still being harassed? Our experts take over recovery calls, draft escalations and negotiate your settlement — see paid services.

Why email the nodal officer?

Every RBI-regulated lender must have a grievance / nodal officer. A written complaint to them, with RBI in CC, is the first legal step — and the proof you need for the RBI Ombudsman if they ignore you.

Facing recovery harassment?

Abusive calls, threats or calls to your family and office are against RBI’s fair practice rules. Our experts take over the calls and handle the escalation for you.

Get Expert Help

Private: this tool runs on your device. Your name, number, email, remark and file are never sent to or stored by Baap of Recovery — the email is created inside your own email app. Lender contacts and X handles were last checked in October 2026; please confirm on the lender’s website if in doubt. This is a free template, not legal advice.

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Complaint Email Generator

Who are you complaining to?

Ready to send

Post it publicly on X

What happens next

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